Tag: Previously Published
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Escaping the Optimization Trap
In the world of personal finance, it’s easy to get lost in the weeds of optimization. We tweak withdrawal strategies to reduce our 40-year failure rate by 1%. We passionately debate the merits of a market-weighted portfolio versus a factor-based one. We scrutinize MERs, ready to switch ETFs for a .02% advantage. We post our…
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Comparing Healthcare US and Canada: A Personal Perspective
Healthcare is always a hot topic when comparing life in Canada to life in the US. I don’t claim comprehensive knowledge of either system, but I have lived with my wife and daughter in Canada for 5 years, after spending almost 40 years in the US. Here’s a comparison of healthcare in the US and…
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Getting Refunds for Interrupted Travel in Canada
I just read an article on Savvy New Canadians about requesting and receiving a small refund (as a flight credit) from Air Canada for a recently interrupted travel plan. We found ourselves in a similar situation in January 2023 but we had a different outcome and I wanted to share our experience. Read below to…