Category: General Investing
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Escaping the Optimization Trap
In the world of personal finance, it’s easy to get lost in the weeds of optimization. We tweak withdrawal strategies to reduce our 40-year failure rate by 1%. We passionately debate the merits of a market-weighted portfolio versus a factor-based one. We scrutinize MERs, ready to switch ETFs for a .02% advantage. We post our…
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How to Move a Roth IRA to Canada
The US-Canada Tax Treaty allows Canada to recognize Roth IRAs. If you follow a few simple steps, the CRA will treat your Roth IRA similarly to the US: capital gains, interest, and withdrawals will remain tax-free in Canada. When we moved to Canada, we found the election filing process a bit daunting, but it’s actually…
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Investing Advice for Teens
When he was 16 and got his first job, my nephew (wisely) expressed an interest in starting to invest. So I put together some investing advice for teens and sent it to him. Please let me know in the comments if you have any questions or if there is anything you think should be added…